I just saw this article from TNR:
and saw this passage:
"For example, one key behavioral finding is that people often fail to set aside money for retirement even when their employers offer generous 401(k) plans. If, on the other hand, you automatically enroll workers in 401(k)s but allow them to opt out, most stick with it. Obama's savings plan exploits this so-called 'status quo' bias."
Dude, are you an Obama advisor??? Are you going to be? This is amazing! If you get a job in the cabinet let me know, I have a thing or two to say about science policy...
--AET. Just for the record, I am not advising Obama!